How to Find Money for a Down Payment

Monday, July 22nd, 2019
The Home Team

One of the most important steps in buying a house is saving enough money for a down payment. Depending on the type of mortgage you obtain, you could have to put down as much as 20 percent, or significantly less. Even if your lender only requires you to put a small percentage of the purchase price down, that will still total thousands of dollars. There are many ways to come up with the money.

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How to Pick the Right Mortgage Length for You

Friday, July 5th, 2019
Jim Cardello

When shopping for a mortgage, one of the most important decisions you’ll have to make is the length of the repayment period. Most homebuyers choose 15- or 30-year mortgages, but some lenders offer additional options. The length of the term will have a major impact on your monthly payments and the amount of interest you’ll pay over the life of the loan. Before deciding on a mortgage term, think carefully about your current financial situation and goals.

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